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Who Else Is You? How to reduce your risk of becoming an identity theft victim

Scam Alert

10/17/2005    Hot Topic!

Western Union Payment Notice.

The email says...

You have received $2,300.00. Click the link directly and get MTCN.

Last updated: 10/17/2005.

The link provided goes to a site that is NOT Western Unioun, the site is a Korean web site.

Don't give out any information online.

If you really have money coming from Western Union, they'll deliver it to you!

If someone calls you, comes to your home or contacts you via the internet, make sure you know exactly who they are before you give out any personal information.

 

Thieves may pose as your bank or credit card company, a utility person, charitable organization, or any other person or company they think you'll fall for.

 

If you are contacted by someone you do not know, asking for personal information you should:

 

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Write down the name of the company and the person contacting you. Tell them you will contact the company directly to furnish the requested information. This applies to phone calls as well as someone at your door.

 

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Contact the company directly by using a phone number from your statements, the phone directory or directory assistance. Never use a phone number given to you by the person contacting you.

 

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Ask the company if they requested information and why.

 

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Ask if the person who contacted you is a legitimate employee or representative of the company.

 

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If it is a valid request for information, by contacting the company directly, you ensure the company gets your information and not a thief.

 

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If you get an email requesting personal information, never supply it via links within the email. If you have concerns contact the company directly. Don't use a phone number provided in the email. Most companies do not request updated personal information via email.

 

 

TIP:  If it sounds too good to be true... Then it probably is. Listen to your gut reaction. If your gut says no even before your mind is convinced otherwise, delay your decision until you can think more clearly. Get away from all the hype and use logic. Discuss it with someone you trust. Does it really make sense? Or do you just want it to make sense? Check on the latest Generic Scams listed by the  Federal Trade Commission. (FTC).

You can forward spam directly to the Commission at SPAM@UCE.GOV without using the complaint form.

If you get an unsolicited email that claims to be from the federal government and asks for your information, do not respond. Send the spam to the FTC at spam@uce.gov so that it can be available to law enforcement.

To file a complaint or to get free information on consumer issues, visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.

Free Special Report on Internet Scams: "The 10 Most Important Things You Can Do Now to Avoid Getting Scammed." Click here to get your free copy and sign up for the #1 publication on Internet fraud, Internet ScamBusters.

  

 

National Fraud Information Center -Check with the National Fraud Information Center at the website or 1-800-876-7060. NFIC provides lots of valuable resources about telephone, mail, and online scams.

Internet ScamBustersTM- Offers information on scams, hoaxes and fraud and how to protect yourself.

 

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Copyright CSGraham 2005

 

 

 

 

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